This is a great article to promote savings for the middle class.  There are pathways to prosperity and to have $1 million in your 401 (k).  The road is not as hard as it might appear.  The first step is to save money and the sooner the better.  With compounding interest and tax deferred account, the 401(k) can provide you with stable income at retirement.  If you have a 30 year window, investing from 7% to 12% of you paycheck will get to your goal.  If you invest the maximum of $18,000, you will attain your goals quicker.

Please check the 401(k) calculator to figure out how you will attain your goals:  401(k) calculator on

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Gary Kapanowski – Lean Six Sigma Master Black Belt – Excelsior

The following blog is the opinion of Gary Kapanowski and  It is the sole intent to broadcast this opinion from Gary Kapanowski and exclusively and not to reflect on any other institutions or organizations associated with Gary Kapanowski or

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